We are working to provide many different, new services related to loans, payment, asset management, and other areas to meet the needs of customers. Specifically, we provide asset finance that supports corporate funding of enterprises according to their growth stage and business characteristics, utilizing asset securitization and factoring. We are also investing in new areas of business such as next-generation credit cards, BNPL (Buy Now Pay Later), and microfinance. Moving forward, we will create advanced, user-friendly next-generation financial services through investment in and partnership with domestic and international FinTech startups and venture companies and make these services available to enterprises and consumers.